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Amazon Pay Later – Terms & Conditions
Welcome to the terms and conditions for Amazon Pay Later (“Terms”). These Terms are applicable between you and Amazon Pay (India) Private Limited (“Amazon”) for the transactions for purchase of goods or services you make through select online medium, or marketplaces (“Digital Property”) using the “Amazon Pay Later” payment method (“Amazon Pay Later”). It is clarified that these Terms are applicable only if Amazon Pay Later is available for payment on the Digital Property. These Terms are applicable in addition to any terms and conditions that may be applicable to your use of the Digital Property where Amazon Pay Later is available as a payment option.
The following terms & conditions apply to any and all transactions made on Digital Property using the Amazon Pay Later payment option: –
axio Facility: Terms and Conditions
I further authorize axio and all its group companies to keep me informed (vide telephone, SMS, mail, e-mail etc.) in relation to the facility and also for any such promotional schemes and/or activities as they may require.
Terms & Conditions while signup
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A share file will be downloaded and verified automatically from UIDAI.
OTP will be sent to the mobile number/email registered with your Aadhaar
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By clicking on ‘Agree & Continue’, you agree to OTP based OKYC verification Terms & Conditions.
Terms and Conditions
I confirm that I have carefully read and fully understood all the terms and conditions that are listed online at
https://axio.co.in/terms-condition and those applicable to availing financing / loan from CapFloat Financial Services Private Limited, formerly known as Zen Lefin Private Limited (“Axio” or “Lender”) and privacy requirements that are listed online at & https://axio.co.in/privacy-policy/. I accept the terms & conditions unconditionally and agree that these terms and conditions may be amended or modified by Axio at any time and I will be bound by the amended terms & conditions that are in force.
I understand that sanction of the loan(s) is at the sole discretion of Axio.
I shall indemnify Axio (its agents, employees, officers and directors) against all or any losses suffered by Axio (its agents, employees, officers and directors) on account of breach of undertakings, representations and warranties by me including any legal action / proceedings initiated by me or any third party in connection with this Agreement and unauthorized access to or storage of my information or Personal Data by Axio (its agents, employees, officers and directors) which are solely attributable to any breach, negligence or fraud by me.
I declare that all the particulars and information and details given / filled in the application form provided by Axio and information provided by me to Axio are true, correct and accurate and I have not withheld / suppressed any material and relevant information from Axio.
I hereby agree to provide Axio with all information and documents as may be required by Axio in order to complete the Know Your Customer (KYC) requirements as required under applicable law. I acknowledge that Axio may conduct KYC in any manner permitted under applicable law, including without limitation, (i) collection and verification of physical copies of the documents; (ii) Obtaining documents through Offline Aadhaar Validation as advised under the KYC guidelines of RBI (iii) Obtaining documents through Central KYC repository with my explicit consent (iv) eKYC in accordance with paragraph 6 below; or (v) obtaining KYC information and documents from a third party in accordance with applicable law. Further, Axio may also avail the services of a third party for the purpose of conducting KYC.
I also authorize NSDL e-Governance Infrastructure Limited (NSDL e-Gov) to and in respect of the following activities, on behalf of Axio:
Use my Aadhaar details for KYC proof, enabling me to eSign the loan agreement and/or eSign the Mandate and authenticate my identity through the Aadhaar Authentication system (Aadhaar based e-KYC services of UIDAI) in accordance with the provisions of the Aadhaar (Targeted Delivery of Financial and other Subsidies, Benefits and Services) Act, 2016 and the allied rules and regulations notified thereunder and for no other purpose;
Authenticate my Aadhaar through one-time password (“OTP”) or Biometric for authenticating my identity through the Aadhaar Authentication system for obtaining my e-KYC through Aadhaar based e-KYC services of UIDAI and use my Photo and Demographic details (Name, Gender, Date of Birth and Address) for KYC proof, in connection with the loan agreement and the Mandate and for no other use / purpose;
I agree that Axio may avail services from any third party to conduct Aadhaar based KYC authentication i.e. authentication services provided by UIDAI, where my personal identity information /data that is obtained from me and matched with the personal identity information/data that is stored in the UIDAI’s central identity data repository in order to provide Aadhaar enabled services to me;
I agree that Axio may receive and update credit reports from any/all credit bureaus or any other agency/ regulatory authority as required and as permitted under applicable law
Axio makes no representations about:
the timeliness, of the services contained on the Axio its website and/or mobile application for any purpose; and
the suitability, reliability, availability, of the services contained on the Axio website and/or mobile application for any purpose.
Axio shall (and shall procure that its agents, employees, directors and officers shall) comply with all Data Protection Legislations and such compliance shall include, but not be limited to, maintaining a valid and up to date registration or notification (where applicable) under the Data Protection Legislation. For the purpose of this Agreement, “Data Protection Legislation” means the legislation and regulations relating to the protection of Personal Data and processing, storage, usage, collection and/or application of Personal Data or privacy of an individual including (without limitation):
the Information Technology Act, 2000 (as amended from time to time), including the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 (“Privacy Rules”) and any other applicable rules framed thereunder;
all other applicable banking industry guidelines (whether statutory or non-statutory) or statutorily-backed codes of conduct relating to the protection of Personal Data and processing, storage, usage, collection and/or application of Personal Data or privacy of an individual issued by any regulator and applicable to us to any of the Parties; and
any other Applicable Law solely relating to the protection of Personal Data and processing, storage, usage, collection and/or application of Personal Data or privacy of an individual.
By availing the loan from Axio under these terms and conditions, you acknowledge that Axio may use your data or information in connection with the loan, including without limitation for the processing of the loan application. In this regard, the customer agrees and consent for Axio to share the information or data pertaining to the customer with any third party which is involved in the processing of the application, or use of the loan facility etc.
I hereby declare that no other account has been opened nor will be opened using the OTP based KYC in non face-to-face mode.
Axio reserves the right to cancel / suspend the services of the loan if in Axio’s opinion the security of the website and/or mobile application or of the data could be compromised for any specific customer, without assigning any reasons.
I/We further authorize Axio and all its group companies to keep me/us informed (vide telephone, SMS, mail, e-mail, Whatsapp etc.) of all such promotional schemes and/or activities as they may require.
The customers (users) of CapFloat Financial Services Private Limited (CFSPL) – known by the brand name “axio”, using this site by implication, means that user have gone through and agreed and abide by following, disclaimer, Terms & Conditions.
It is imperative to note that axio has taken required efforts to ensure that the information/ statement/ certificate provided on the axio’s Web Site / App is reasonably accurate, however, axio does not warrant its accuracy, completeness or suitability, correctness, adequacy validity, whatsoever for any purpose. As such database provided is without any warranty, express or implied, as to their legal effect.