axio Pay Later, known previously as Walnut 369, is a real-time BNPL (Buy Now Pay Later) product that helps you shop from thousands of your favourite brands across various categories, like lifestyle, travel, and electronics. Rather than paying the entire amount upfront, axio Pay Later enables you to pay in easy instalments over 3, 6, 9 or 12 months. axio Pay Later is especially useful for those who do not have a credit card.

What’s special about the axio Pay Later experience?

• Quick and easy registration
• A complete digital process
• Instant credit approvals
• Zero documentation
• Safety and security
• Accessing flexible and transparent credit
• No hidden charges
• Zero pre-closure fees
• Periodic deals, discounts and cashback offers on purchase

How Does axio Pay Later Work?

It takes only a few short minutes to get started with axio Pay Later. Here are the steps to follow:

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Step 1: Check-out page

Visit your favourite brand’s official website and select the items you want to purchase. Add these items to the cart and proceed to the checkout page.

Step 2: Find axio Pay Later

Among the list of payment options, locate axio Pay Later under EMI options and select it.

Step 3: Get Started with axio Pay Later

You will be taken to the axio Pay Later’s user friendly interface. Tap on the “Get Started” button to register for the product. Tap on “Get OTP” to verify your mobile number. You will receive a 6-digit code that you’ll need to enter for mobile number verification.

Step 4: Complete KYC

Fill in your details like name, date of birth, PAN number, and Aadhaar number. Verify your Aadhaar number via OTP and captcha.

Step 5: Select the Tenure

You can choose to pay the complete amount next month. Else, you can select to repay the amount in equal parts over 3, 6, 9, or 12 months. You can also view the amount payable each month against different tenures to ensure you’re able to make the payments comfortably.

Step 6: Repayment

You need not worry about whether you’ll remember to pay the EMIs on time. You can set up standing instructions for auto-repayments, using your net banking, UPI AutoPay, or debit card-based authentication. Alternately, you will be reminded to pay via UPI as you draw closer to the date of repayment.

With flexible repayment options, axio Pay Later  is a great way to build your credit profile. Regular usage over time increases your credit eligibility, which unlocks your access to other, larger forms of credit.

You can even download the app on your phone and complete the KYC verification process so that you don’t need to do so at the time of shopping online.

We hope you enjoy the axio Pay Later experience, which we’ve crafted to help you live life to the fullest.